| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WELLESLEY INSURANCE AGENCY3 | 586 BOSTON POST ROAD WESTON, MA 02493 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $28K | — | $28K | 0.09% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST SUITE 171700 BOSTON, MA 02108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $388K | $200K | $589K | 4.89% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 75 STATE ST STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | — | $228K | $228K | 2.20% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 1 BEACON STREET SUITE 17100 BOSTON, MA 02108 | SECURIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | ANTHEM INSURANCE COMPANIES, INC. | $87K | — | $87K | 0.96% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N BEACH ST DAYTONA BEACH, FL 32114 | ANTHEM INSURANCE COMPANIES, INC. | $41K | — | $41K | 0.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | ANTHEM INSURANCE COMPANIES, INC. | — | $69 | $69 | 0.00% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 75 STATE STREET STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | — | $154K | $154K | 2.23% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 1 BEACON STREET SUITE 17100 BOSTON, MA 02108 | SECURIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN INSURANCE SERVICES, I | 125 E ELM ST, SUITE 210 CONSHOHOCKEN, PA 19428 | GEISINGER HEALTH PLAN | $97K | — | $97K | 1.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 144 TURNPIKE ROAD SOUTHBOROUGH, MA 01772 | AETNA HEALTH, INC. | $33K | — | $33K | 1.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | DBA STRATEGIC BENEFIT ADVISORS 144 TURNPIKE ROAD SOUTHBOROUGH, MA 01772 | AETNA HEALTH, INC. | $25K | — | $25K | 0.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | ANTHEM INSURANCE COMPANIES, INC. | $21K | — | $21K | 0.68% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N BEACH ST DAYTONA, FL 32114 | ANTHEM INSURANCE COMPANIES, INC. | $10K | — | $10K | 0.32% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | ANTHEM INSURANCE COMPANIES, INC. | — | $22 | $22 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASS, LLC | D/B/A STRATEGIC BENEFIT ADVISORS 144 TURNPIKE ROAD, SUITE 330 SOUTHBOROUGH, MA 01772 | GEISINGER HEALTH PLAN | $36K | — | $36K | 1.50% |
| WELLESLEY INSURANCE AGENCY | 586 BOSTON POST RD WESTON, MA 02493 | ZURICH AMERICAN INSURANCE COMPANY | $37K | — | $37K | 4.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | HEALTH PLAN OF NEVADA | $27K | — | $27K | 4.35% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMINISTRA | PO BOX 850502 MINNEAPOLIS, MN 55485 | RELIASTAR LIFE INSURANCE COMPANY | $141K | — | $141K | 67.98% |
| CUENCA & ASSO. INS. AGENCY, INC.3 Filed as: CUENCA & ASSOCIATES INSURANCE AGENC | 2990 INNSBRUCK DR REDDING, CA 96003 | RELIASTAR LIFE INSURANCE COMPANY | — | $5K | $5K | 2.50% |
| T2B SOLUTIONS INC.3 | PO BOX 43 INDIANOLA, IA 50125 | RELIASTAR LIFE INSURANCE COMPANY | — | $2K | $2K | 0.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS, INC. | 800 BOYLSTON STREET, SUITE 600 BOSTON, MA 021998103 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PA | $4K | — | $4K | 25.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MA, INC. EIN 04-1045815 | Claims processing Service code 12 | — | $9.1M |
| TRIPLE S SALUD EIN 66-0555677 | Claims processing Service code 12 | — | $209K |
| MDX MEDICAL INC. EIN 26-3441881 | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 296,510 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 262 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 296,772 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,575 | $44.7M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 86,528 | $32.2M |
| Vision(3 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 82,033 | $16.5M |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 99,847 | $17.3M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 3,658 | $207K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 26,163 | $12.0M |
| Prescription drug | HEALTH PLAN OF NEVADA | 145 | $625K |
| Other(3 contracts, 3 carriers) | CRISIS MANAGEMENT GROUP, INC. | 295,297 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295,297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.