| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WELLESLEY INSURANCE AGENCY3 | 586 BOSTON POST ROAD WESTON, MA 02493 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $25K | — | $25K | 0.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 181 WELLS AVE NEWTON CENTER, MA 02459 | ANTHEM BLUE CROSS AND BLUE SHIELD | $156K | $0 | $156K | 1.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS | ATT ADVISORS LLC 75 STATE ST SUITE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | $3K | $160K | $163K | 2.21% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT ADVISORS INC. | 144 TURNPIKE RD SUITE 330 SOUTHBOROUGH, MA 01772 | GEISINGER HEALTH PLAN | $106K | — | $106K | 1.50% |
| PAUL L. BARDEN | 321 N CLARK STREET SUITE 940 CHICAGO, IL 60654 | ZURICH AMERICAN INSURANCE LIFE COMPANY | $193K | $125K | $318K | 4.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS | ATT ADVISORS LLC 75 STATE ST SUITE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | $2K | $88K | $90K | 2.48% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | DBA STRATEGIC BENEFIT ADVISORS 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | AETNA HEALTH, INC. | $56K | — | $56K | 1.78% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | 333 ELM STREET DEDHAM, MA 02026 | AETNA HEALTH, INC. | — | $82 | $82 | 0.00% |
| WELLESLEY INSURANCE AGENCY | 586 BOSTON POST RD. WESTON, MA 02493 | ZURICH AMERICAN INSURANCE COMPANY | $41K | $0 | $41K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | HEALTH PLAN OF NEVADA | $28K | — | $28K | 3.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS, INC. | 800 BOYLSTON STREET, SUITE 600 BOSTON, MA 021998103 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PA | $4K | — | $4K | 25.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 04-1045815 | Claims processing Service code 12 | — | $13.9M |
| TRIPLE S SALUD EIN 66-0555677 | Claims processing Service code 12 | — | $160K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235,981 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 290 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 236,271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 3,818 | $41.0M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 79,365 | $25.3M |
| Vision(3 contracts, 2 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 73,506 | $16.4M |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 74,312 | $11.0M |
| Long-term disability | ZURICH AMERICAN INSURANCE LIFE COMPANY | 22,092 | $6.4M |
| Prescription drug | HEALTH PLAN OF NEVADA | 163 | $693K |
| Other(3 contracts, 3 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 235,981 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235,981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.