| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WELLESLEY INSURANCE AGENCY3 | 586 BOSTON POST ROAD WESTON, MA 02493 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $27K | — | $27K | 0.10% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 75 STATE ST STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | — | $202K | $202K | 2.12% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 1 BEACON STREET SUITE 17100 BOSTON, MA 02108 | SECURIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASS, LLC | D/B/A STRATEGIC BENEFIT ADVISORS 144 TURNPIKE ROAD, SUITE 330 SOUTHBOROUGH, MA 01772 | GEISINGER HEALTH PLAN | $140K | — | $140K | 1.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | ANTHEM INSURANCE COMPANIES, INC. | $167K | — | $167K | 1.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | ANTHEM INSURANCE COMPANIES, INC. | — | $116 | $116 | 0.00% |
| PACIFIC RESOURCE BENEFIT ADVISORS | 75 STATE ST, STE. 1710 BOSTON, MA 021091807 | ZURICH AMERICAN LIFE INSURANCE COMPANY | $197K | $175K | $371K | 5.66% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 75 STATE STREET STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | — | $147K | $147K | 2.36% |
| STRATEGIC NON-MEDICAL SOLUTION3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS, LL | 1 BEACON STREET SUITE 17100 BOSTON, MA 02108 | SECURIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.03% |
| PACIFIC RESOURCE BENEFIT ADVISORS3 | 1 BEACON ST SUITE 171700 BOSTON, MA 02108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87K | $39K | $125K | 2.60% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE ROAD SOUTHBOROUGH, MA 01772 | AETNA HEALTH, INC. | $59K | — | $59K | 1.77% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | ANTHEM INSURANCE COMPANIES, INC. | $39K | — | $39K | 1.26% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | ANTHEM INSURANCE COMPANIES, INC. | — | $34 | $34 | 0.00% |
| WELLESLEY INSURANCE AGENCY | 586 BOSTON POST RD WESTON, MA 02493 | ZURICH AMERICAN INSURANCE COMPANY | $33K | — | $33K | 4.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | HEALTH PLAN OF NEVADA | $26K | — | $26K | 4.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS, INC. | 800 BOYLSTON STREET, SUITE 600 BOSTON, MA 021998103 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG, PA | $4K | — | $4K | 25.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MA, INC. EIN 04-1045815 | Claims processing Service code 12 | — | $9.0M |
| TRIPLE S SALUD EIN 66-0555677 | Claims processing Service code 12 | — | $201K |
| MDX MEDICAL INC. EIN 26-3441881 | Claims processing Service code 12 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285,612 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 273 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 285,885 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,518 | $45.3M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 83,681 | $30.1M |
| Vision(4 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 79,257 | $16.3M |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 95,570 | $15.7M |
| Long-term disability(2 contracts, 2 carriers) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 25,412 | $11.4M |
| Prescription drug | HEALTH PLAN OF NEVADA | 132 | $641K |
| Other(3 contracts, 3 carriers) | CRISIS MANAGEMENT GROUP, INC. | 278,187 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278,187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.