See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $102K |
| SEGAL ROITMAN, LLP EIN 04-2489114 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| DELTA DENTAL OF MA EIN 04-6143185 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $24K |
| SEGAL CONSULTING GROUP EIN 06-0839113 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $20K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $12K |
| INTERCONTINENTAL REAL ESTATE EIN 11-3786306 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| MODERN ASSISTANCE NONE | Other fees; Direct payment from the plan Service code 50 | 300 CONGRESS ST, STE 104 QUINCY, MA 02169 | $11K |
| SEGAL MARCO EIN 13-2626110 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $7K |
| THE ANGELL GROUP EIN 04-2530412 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 105 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 396 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS HEALTH MAINTENANCE ORG INC. | 555 | $4.8M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 388 | $53K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MASS, INC | 123 | $539K |
| Other | HARTFORD LIFE AND ACCIDENT | 388 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 555 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.