See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE PROGRAMMERS, INC EIN 06-0811449 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $94K |
| SEGAL ROITMAN, LLP EIN 04-2489114 NONE | Legal; Direct payment from the plan Service code 29 | — | $23K |
| DELTA DENTAL OF MA EIN 04-6143185 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $19K |
| TOUCHSTONE CONSULTING GROUP EIN 04-3299274 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $19K |
| SAVITZ ORGANIZATION OF MASSACH EIN 26-1371674 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $10K |
| BUCKLEY, FRAME, BOUDREAU & CO EIN 06-0931761 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $10K |
| MARCO CONSULTING GROUP EIN 36-3555078 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 151 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG.INC | 589 | $3.6M |
| Life insurance | AETNA LIFE INSURANCE CO. | 397 | $58K |
| Other | AETNA LIFE INSURANCE CO. | 397 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 589 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.