| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $23K | $16K | $39K | 14.45% |
| D J FISHER & ASSOC INC3 Filed as: D. J. FISHER AND ASSOCIATES INC. | 4117 FAIRVIEW VISTA POINT APARTMENT 202 ORLANDO, FL 32804 | AFLAC | $7K | $395 | $8K | 9.69% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A AND M BONURA AND ASSOCIATES INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $914 | $0 | $914 | 1.14% |
| MJ INSURANCE3 Filed as: TRACI R. BATTEN AND VARIOUS AGENTS | 216 WEST MAITLAND BOULEVARD MAITLAND, FL 32751 | AFLAC | $605 | $17 | $622 | 0.77% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $368 | $0 | $368 | 0.46% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $249 | $0 | $249 | 0.31% |
| MKF & ASSOCIATES INC3 Filed as: MKF AND ASSOCIATES INC. | 300 CAHABA PARK CIRCLE. SUITE 133 BIRMINGHAM, AL 35242 | AFLAC | $233 | $0 | $233 | 0.29% |
| TLW VENTURES LLC3 | 9825 SANDY PINES ROAD CLERMONT, FL 34711 | AFLAC | $166 | $48 | $214 | 0.27% |
| D J FISHER & ASSOC INC3 Filed as: D. J. FISHER AND ASSOCIATES INC. | 4117 FAIRVIEW VISTA POINT APARTMENT 202 ORLANDO, FL 32804 | AFLAC | $13K | $566 | $14K | 17.52% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $1K | $16 | $1K | 1.33% |
| MJ INSURANCE3 Filed as: DANIEL J. LONG AND VARIOUS AGENTS | 6100 CHEVY CHASE DRIVE, SUITE 102 LAUREL, MD 20707 | AFLAC | $530 | $33 | $563 | 0.70% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A AND M BONURA AND ASSOCIATES INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $451 | $0 | $451 | 0.56% |
| TRACI R BATTEN3 Filed as: TRACI R. BATTEN | 216 WEST MAITLAND BOULEVARD MAITLAND, FL 32751 | AFLAC | $319 | $45 | $364 | 0.46% |
| TERESA A RUCKER3 Filed as: TERESA A. RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | $201 | $0 | $201 | 0.25% |
| THOMAS W BABINGTON3 Filed as: THOMAS W. BABINGTON | 30330 ONO NORTH LOOP WEST ORANGE BEACH, AL 36561 | AFLAC | $193 | $0 | $193 | 0.24% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $3K | $0 | $3K | 10.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $221 | $0 | $221 | 0.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 396 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $273K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 326 | $29K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $273K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $273K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $273K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $433K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.