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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,680 | $77,460-42.3% | $100,378-55.5% | $80,925-44.8% |
| Participation rate | 85.0% | 76.9%+8.1pp | 81.5%+3.5pp | 67.7%+17.3pp |
| Annual return | 101.29% | 37.24%+64.0pp | 49.41%+51.9pp | 35.65%+65.6pp |
| Employer contribution / active EE | $1,237 | $2,801-55.8% | $3,942-68.6% | $2,756-55.1% |
| Participant deferral / active EE | $8,181 | $6,818+20.0% | $8,087+1.2% | $4,299+90.3% |
| Admin fee / account holder | $8,344 | $5,887+41.7% | $7,899+5.6% | $6,940+20.2% |