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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,931 | $68,412-46.0% | $94,679-61.0% | $75,181-50.9% |
| Participation rate | 84.9% | 76.1%+8.8pp | 80.8%+4.1pp | 67.2%+17.7pp |
| Annual return | 25.20% | 616.91%-591.7pp | 156.75%-131.6pp | 160.69%-135.5pp |
| Employer contribution / active EE | $2,003 | $2,701-25.8% | $3,673-45.5% | $2,671-25.0% |
| Participant deferral / active EE | $14,975 | $6,537+129.1% | $7,417+101.9% | $4,126+263.0% |
| Admin fee / account holder | $5,222 | $5,326-1.9% | $7,233-27.8% | $5,650-7.6% |