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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,026 | $59,116-56.0% | $86,438-69.9% | $68,486-62.0% |
| Participation rate | 81.3% | 75.2%+6.1pp | 80.3%+1.0pp | 67.9%+13.4pp |
| Annual return | -3.59% | -0.23%-3.4pp | 4397.19%-4400.8pp | -7.85%+4.3pp |
| Employer contribution / active EE | $1,079 | $2,519-57.1% | $3,769-71.4% | $2,597-58.4% |
| Participant deferral / active EE | $9,063 | $5,902+53.6% | $6,952+30.4% | $4,028+125.0% |
| Admin fee / account holder | $3,629 | $5,639-35.6% | $6,733-46.1% | $5,404-32.9% |