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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,539 | $198,470-34.7% | $170,444-24.0% | $147,585-12.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.85% | 257.30%-240.5pp | 205.94%-189.1pp | 578.56%-561.7pp |
| Employer contribution / active EE | $4,316 | $6,184-30.2% | $5,433-20.6% | $4,876-11.5% |
| Participant deferral / active EE | $4,067 | $5,629-27.8% | $4,939-17.7% | $5,439-25.2% |
| Admin fee / account holder | $1,477 | $16,852-91.2% | $13,881-89.4% | $10,885-86.4% |