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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,538 | $185,312+35.7% | $161,489+55.8% | $154,746+62.5% |
| Participation rate | 91.3% | 82.5%+8.8pp | 78.7%+12.6pp | 80.7%+10.6pp |
| Annual return | 12.93% | 103.84%-90.9pp | 89.72%-76.8pp | 172.34%-159.4pp |
| Employer contribution / active EE | $2,609 | $4,769-45.3% | $4,268-38.9% | $4,379-40.4% |
| Participant deferral / active EE | $4,570 | $6,350-28.0% | $5,630-18.8% | $6,730-32.1% |
| Admin fee / account holder | $1,557 | $18,654-91.7% | $16,006-90.3% | $14,365-89.2% |