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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,776 | $95,406+97.9% | $185,849+1.6% | $85,847+119.9% |
| Participation rate | 89.7% | 68.8%+20.9pp | 81.7%+7.9pp | 69.3%+20.3pp |
| Annual return | 7.85% | 23.59%-15.7pp | 122.10%-114.2pp | 318.61%-310.8pp |
| Employer contribution / active EE | $2,233 | $3,314-32.6% | $5,169-56.8% | $2,565-12.9% |
| Participant deferral / active EE | $4,227 | $3,424+23.5% | $5,569-24.1% | $3,952+7.0% |
| Admin fee / account holder | $1,422 | $7,214-80.3% | $16,244-91.2% | $6,261-77.3% |