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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,581 | $26,805-53.1% | $59,496-78.9% | $52,331-76.0% |
| Participation rate | 73.8% | 39.3%+34.4pp | 54.6%+19.2pp | 68.1%+5.7pp |
| Annual return | -1.59% | 2.61%-4.2pp | 182.05%-183.6pp | 4.54%-6.1pp |
| Employer contribution / active EE | $950 | $450+111.1% | $1,153-17.6% | $1,882-49.5% |
| Participant deferral / active EE | $0 | $916-100.0% | $1,829-100.0% | $3,022-100.0% |
| Admin fee / account holder | $3,945 | $305+1194.0% | $2,232+76.7% | $592+566.8% |