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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,611 | $35,183-58.5% | $73,550-80.1% | $70,126-79.2% |
| Participation rate | 73.6% | 42.9%+30.6pp | 54.9%+18.6pp | 69.5%+4.0pp |
| Annual return | 15.26% | 26.90%-11.6pp | -15.16%+30.4pp | 73.15%-57.9pp |
| Employer contribution / active EE | $0 | $709-100.0% | $1,219-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $705 | $1,220-42.2% | $1,804-60.9% | $3,332-78.8% |
| Admin fee / account holder | $4,982 | $2,302+116.4% | $2,320+114.8% | $4,645+7.2% |