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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,343 | $34,316-52.4% | $74,723-78.1% | $72,976-77.6% |
| Participation rate | 75.0% | 42.4%+32.6pp | 54.5%+20.5pp | 69.5%+5.5pp |
| Annual return | 17.22% | 26.58%-9.4pp | 753.18%-736.0pp | 81.02%-63.8pp |
| Employer contribution / active EE | $0 | $692-100.0% | $1,084-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $819 | $1,272-35.6% | $1,962-58.2% | $3,608-77.3% |
| Admin fee / account holder | $2,391 | $2,125+12.5% | $3,335-28.3% | $5,124-53.3% |