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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,546 | $87,546+14.8% | $75,784+32.7% | $125,389-19.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.89% | 13.49%-15.4pp | 9.68%-11.6pp | 282.24%-284.1pp |
| Employer contribution / active EE | $9,134 | $3,930+132.4% | $3,323+174.8% | $4,866+87.7% |
| Participant deferral / active EE | $8,136 | $4,230+92.4% | $3,652+122.8% | $5,352+52.0% |
| Admin fee / account holder | $8,426 | $6,503+29.6% | $5,300+59.0% | $9,541-11.7% |