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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,235 | $106,247+147.8% | $96,515+172.7% | $139,466+88.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 7.71% | 38.47%-30.8pp | 35.73%-28.0pp | 373.66%-366.0pp |
| Employer contribution / active EE | $18,153 | $4,106+342.1% | $3,740+385.4% | $4,754+281.9% |
| Participant deferral / active EE | $7,619 | $5,456+39.6% | $4,880+56.1% | $6,712+13.5% |
| Admin fee / account holder | $25 | $7,885-99.7% | $6,735-99.6% | $11,409-99.8% |