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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,132 | $107,368+15.6% | $92,915+33.6% | $152,909-18.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 8.65% | 145.64%-137.0pp | 109.45%-100.8pp | 345.46%-336.8pp |
| Employer contribution / active EE | $19,951 | $4,222+372.5% | $3,653+446.1% | $4,764+318.8% |
| Participant deferral / active EE | $4,059 | $4,848-16.3% | $4,238-4.2% | $5,851-30.6% |
| Admin fee / account holder | $24,457 | $7,082+245.3% | $5,796+322.0% | $11,601+110.8% |