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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,394 | $138,393-78.0% | $184,256-83.5% | $80,959-62.5% |
| Participation rate | 98.3% | 83.9%+14.4pp | 86.8%+11.5pp | 67.7%+30.6pp |
| Annual return | 10.57% | 20.01%-9.4pp | 28.85%-18.3pp | 35.67%-25.1pp |
| Employer contribution / active EE | $3,977 | $4,847-18.0% | $6,427-38.1% | $2,757+44.2% |
| Participant deferral / active EE | $4,986 | $7,076-29.5% | $9,133-45.4% | $4,300+15.9% |
| Admin fee / account holder | $2,510 | $10,489-76.1% | $13,899-81.9% | $6,925-63.8% |