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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,631 | $197,625-77.4% | $177,840-74.9% | $158,966-71.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.26% | 58.76%-54.5pp | 48.32%-44.1pp | 302.95%-298.7pp |
| Employer contribution / active EE | $3,876 | $6,698-42.1% | $5,919-34.5% | $4,762-18.6% |
| Participant deferral / active EE | $6,643 | $8,405-21.0% | $7,714-13.9% | $5,983+11.0% |
| Admin fee / account holder | $9,360 | $15,405-39.2% | $12,431-24.7% | $11,250-16.8% |