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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,256 | $64,719+42.5% | $112,249-17.8% | $68,486+34.7% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -20.33% | -11.40%-8.9pp | 27.48%-47.8pp | -7.85%-12.5pp |
| Employer contribution / active EE | $8,730 | $2,747+217.9% | $3,636+140.1% | $2,597+236.2% |
| Participant deferral / active EE | $7,563 | $3,565+112.1% | $4,729+59.9% | $4,028+87.8% |
| Admin fee / account holder | $531 | $5,232-89.9% | $6,412-91.7% | $5,404-90.2% |