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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,612 | $115,796-21.7% | $101,264-10.5% | $158,950-43.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.64% | 56.15%-49.5pp | 46.48%-39.8pp | 302.91%-296.3pp |
| Employer contribution / active EE | $8,620 | $4,175+106.5% | $3,660+135.5% | $4,762+81.0% |
| Participant deferral / active EE | $7,350 | $4,958+48.2% | $4,370+68.2% | $5,983+22.8% |
| Admin fee / account holder | $5,314 | $7,247-26.7% | $5,947-10.6% | $11,248-52.8% |