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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,065 | $106,008-40.5% | $92,240-31.6% | $147,586-57.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.36% | 50.05%-40.7pp | 176.29%-166.9pp | 578.59%-569.2pp |
| Employer contribution / active EE | $7,196 | $4,333+66.1% | $3,680+95.6% | $4,876+47.6% |
| Participant deferral / active EE | $6,472 | $4,478+44.5% | $3,897+66.1% | $5,439+19.0% |
| Admin fee / account holder | $1,613 | $6,333-74.5% | $5,194-68.9% | $10,886-85.2% |