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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,905 | $73,839+262.8% | $143,788+86.3% | $68,495+291.1% |
| Participation rate | 92.3% | 66.7%+25.6pp | 80.3%+12.0pp | 67.9%+24.4pp |
| Annual return | -16.57% | 1.01%-17.6pp | -0.03%-16.5pp | -7.84%-8.7pp |
| Employer contribution / active EE | $3,185 | $3,1840% | $4,952-35.7% | $2,596+22.7% |
| Participant deferral / active EE | $9,860 | $3,384+191.3% | $5,638+74.9% | $4,028+144.8% |
| Admin fee / account holder | $9,920 | $5,755+72.4% | $14,675-32.4% | $5,403+83.6% |