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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,906 | $91,198+191.6% | $178,503+49.0% | $79,856+233.0% |
| Participation rate | 96.9% | 69.2%+27.7pp | 81.9%+14.9pp | 69.6%+27.2pp |
| Annual return | 10.62% | 24.20%-13.6pp | 151.12%-140.5pp | 31.71%-21.1pp |
| Employer contribution / active EE | $5,313 | $3,257+63.1% | $5,011+6.0% | $2,471+115.0% |
| Participant deferral / active EE | $8,489 | $3,237+162.3% | $5,202+63.2% | $3,741+126.9% |
| Admin fee / account holder | $9,201 | $6,748+36.3% | $13,987-34.2% | $5,306+73.4% |