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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,630 | $95,383+206.8% | $185,837+57.5% | $85,856+240.8% |
| Participation rate | 86.1% | 68.8%+17.3pp | 81.7%+4.4pp | 69.3%+16.8pp |
| Annual return | 19.65% | 23.59%-3.9pp | 122.08%-102.4pp | 318.58%-298.9pp |
| Employer contribution / active EE | $2,456 | $3,313-25.9% | $5,168-52.5% | $2,565-4.3% |
| Participant deferral / active EE | $7,969 | $3,423+132.8% | $5,568+43.1% | $3,952+101.6% |
| Admin fee / account holder | $38,458 | $7,213+433.2% | $16,241+136.8% | $6,261+514.3% |