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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,861 | $93,598+84.7% | $135,974+27.1% | $75,173+130.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 9.01% | 30.89%-21.9pp | 68.30%-59.3pp | 160.72%-151.7pp |
| Employer contribution / active EE | $3,477 | $3,538-1.7% | $4,859-28.4% | $2,671+30.2% |
| Participant deferral / active EE | $7,834 | $6,405+22.3% | $7,760+1.0% | $4,126+89.9% |
| Admin fee / account holder | $22,363 | $6,978+220.5% | $10,767+107.7% | $5,651+295.8% |