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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,065,974 | $106,749+898.6% | $145,433+633.0% | $82,448+1192.9% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 12.57% | 27.59%-15.0pp | 66.58%-54.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $3,930 | $3,444+14.1% | $4,554-13.7% | $2,551+54.1% |
| Participant deferral / active EE | $14,347 | $6,519+120.1% | $7,897+81.7% | $4,139+246.6% |
| Admin fee / account holder | $138,812 | $8,390+1554.5% | $13,129+957.3% | $7,234+1818.8% |