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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,065,974 | $107,421+892.3% | $182,262+484.9% | $94,015+1033.8% |
| Participation rate | 92.3% | 77.8%+14.5pp | 84.2%+8.1pp | 70.8%+21.5pp |
| Annual return | 12.57% | 21.32%-8.7pp | 140.60%-128.0pp | 17.84%-5.3pp |
| Employer contribution / active EE | $3,930 | $3,448+14.0% | $5,046-22.1% | $2,790+40.9% |
| Participant deferral / active EE | $14,347 | $6,558+118.8% | $8,276+73.3% | $4,249+237.6% |
| Admin fee / account holder | $138,812 | $8,692+1497.0% | $16,712+730.6% | $8,951+1450.8% |