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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,518 | $98,776+42.3% | $149,745-6.2% | $79,856+76.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 3.85% | 27.38%-23.5pp | 276.72%-272.9pp | 31.71%-27.9pp |
| Employer contribution / active EE | $1,839 | $3,217-42.8% | $4,646-60.4% | $2,471-25.6% |
| Participant deferral / active EE | $5,459 | $5,681-3.9% | $6,843-20.2% | $3,741+45.9% |
| Admin fee / account holder | $36,249 | $6,053+498.9% | $9,312+289.3% | $5,306+583.1% |