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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,817 | $85,766+66.5% | $136,298+4.8% | $70,126+103.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.12% | 31.46%-19.3pp | 5156.27%-5144.1pp | 73.15%-61.0pp |
| Employer contribution / active EE | $3,222 | $2,966+8.6% | $4,696-31.4% | $2,343+37.5% |
| Participant deferral / active EE | $5,020 | $5,051-0.6% | $6,247-19.6% | $3,332+50.7% |
| Admin fee / account holder | $2,524 | $5,421-53.4% | $9,244-72.7% | $4,645-45.7% |