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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,664 | $101,795-50.2% | $165,100-69.3% | $80,959-37.4% |
| Participation rate | 78.6% | 71.8%+6.7pp | 78.6%-0.1pp | 67.7%+10.9pp |
| Annual return | 20.24% | 16.73%+3.5pp | 70.21%-50.0pp | 35.67%-15.4pp |
| Employer contribution / active EE | $2,913 | $2,954-1.4% | $4,348-33.0% | $2,757+5.7% |
| Participant deferral / active EE | $3,710 | $4,476-17.1% | $6,035-38.5% | $4,300-13.7% |
| Admin fee / account holder | $3,028 | $8,221-63.2% | $12,696-76.1% | $6,925-56.3% |