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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,724 | $91,525-57.7% | $130,026-70.2% | $75,181-48.5% |
| Participation rate | 71.4% | 71.4%0pp | 78.5%-7.1pp | 67.2%+4.2pp |
| Annual return | 22.49% | -631.40%+653.9pp | -137.26%+159.8pp | 160.69%-138.2pp |
| Employer contribution / active EE | $3,343 | $2,844+17.5% | $4,321-22.6% | $2,671+25.2% |
| Participant deferral / active EE | $4,143 | $4,342-4.6% | $5,821-28.8% | $4,126+0.4% |
| Admin fee / account holder | $3,481 | $6,778-48.7% | $10,608-67.2% | $5,650-38.4% |