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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,661 | $135,645+11.8% | $110,243+37.6% | $135,379+12.0% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -7.63% | 513.24%-520.9pp | 314.76%-322.4pp | 519.79%-527.4pp |
| Employer contribution / active EE | $3,858 | $4,907-21.4% | $3,827+0.8% | $4,779-19.3% |
| Participant deferral / active EE | $8,610 | $5,507+56.3% | $4,672+84.3% | $5,609+53.5% |
| Admin fee / account holder | $918 | $11,458-92.0% | $8,548-89.3% | $10,828-91.5% |