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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,321 | $144,130+2.2% | $117,861+25.0% | $147,586-0.2% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 17.05% | 531.20%-514.1pp | 335.11%-318.1pp | 578.59%-561.5pp |
| Employer contribution / active EE | $3,389 | $4,897-30.8% | $3,786-10.5% | $4,876-30.5% |
| Participant deferral / active EE | $6,376 | $5,316+19.9% | $4,482+42.2% | $5,439+17.2% |
| Admin fee / account holder | $563 | $10,887-94.8% | $8,021-93.0% | $10,886-94.8% |