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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,432 | $131,835-12.4% | $108,582+6.3% | $273,972-57.9% |
| Participation rate | 57.1% | 83.5%-26.3pp | 79.6%-22.4pp | 83.0%-25.9pp |
| Annual return | 9.21% | -91.57%+100.8pp | -51.70%+60.9pp | 41.46%-32.2pp |
| Employer contribution / active EE | $2,326 | $4,913-52.7% | $3,758-38.1% | $4,869-52.2% |
| Participant deferral / active EE | $4,330 | $5,127-15.5% | $4,311+0.4% | $5,287-18.1% |
| Admin fee / account holder | -$67 | $10,253-100.7% | $7,645-100.9% | $10,133-100.7% |