Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1503696 | Recordkeeping | $2,549 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS TRUST COMPANY OF PUERTO RICO Service code 21 · EIN 66-0532499 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,059 | $34,495-44.7% | $78,676-75.8% | $63,975-70.2% |
| Participation rate | 55.6% | 60.8%-5.2pp | 73.6%-18.0pp | 71.1%-15.5pp |
| Annual return | 6.42% | 11.62%-5.2pp | 62.19%-55.8pp | 48.65%-42.2pp |
| Employer contribution / active EE | $796 | $1,398-43.0% | $2,850-72.1% | $2,182-63.5% |
| Participant deferral / active EE | $1,094 | $2,100-47.9% | $3,517-68.9% | $3,356-67.4% |
| Admin fee / account holder | $2 | $68-96.4% | $4,510-99.9% | $70-96.5% |