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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,170 | $140,578-83.5% | $100,671-77.0% | $125,389-81.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -6.78% | 24.67%-31.5pp | 20.43%-27.2pp | 282.24%-289.0pp |
| Employer contribution / active EE | $2,509 | $5,965-57.9% | $4,012-37.5% | $4,866-48.4% |
| Participant deferral / active EE | $3,965 | $3,981-0.4% | $3,144+26.1% | $5,352-25.9% |
| Admin fee / account holder | $857 | $6,716-87.2% | $4,850-82.3% | $9,541-91.0% |