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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,774 | $113,338-81.7% | $94,993-78.1% | $147,586-85.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 12.23% | 20.80%-8.6pp | 27.14%-14.9pp | 578.59%-566.4pp |
| Employer contribution / active EE | $1,961 | $3,160-38.0% | $2,603-24.7% | $4,876-59.8% |
| Participant deferral / active EE | $2,535 | $3,777-32.9% | $3,317-23.6% | $5,439-53.4% |
| Admin fee / account holder | $4,412 | $6,063-27.2% | $4,960-11.1% | $10,886-59.5% |