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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,995 | $61,816-40.2% | $97,260-62.0% | $80,935-54.3% |
| Participation rate | 80.3% | 63.5%+16.8pp | 72.7%+7.6pp | 67.7%+12.6pp |
| Annual return | 16.06% | -558.73%+574.8pp | 75.54%-59.5pp | 35.66%-19.6pp |
| Employer contribution / active EE | $1,770 | $1,836-3.6% | $2,721-35.0% | $2,757-35.8% |
| Participant deferral / active EE | $1,870 | $3,027-38.2% | $4,262-56.1% | $4,299-56.5% |
| Admin fee / account holder | $1,719 | $5,166-66.7% | $5,640-69.5% | $6,924-75.2% |