Filings through .
3 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
High retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$408K in admin expenses, $740 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
10 funds hold $52.7M of the plan's $59.7M. Recordkeeper: Benefit Programs Administration.
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Total Stock Market Index Fund Investor Shares Vanguard · Mutual fund Index | $16.9M | 32.0% |
| Vanguard Ftse All-World ex-US Index Fund Investor Shares Vanguard · Mutual fund Index | $16.0M | 30.3% |
| Vanguard Total Bond Market Index Fund Investor Shares Vanguard · Mutual fund Index | $4.2M | 7.9% |
| Vanguard High-Yield Corporate Fund Investor Shares Vanguard · Mutual fund | $4.0M | 7.5% |
| Vanguard Short-Term Investment-Grade Fund Investor Shares Vanguard · Mutual fund | $4.0M | 7.5% |
| Vanguard Real Estate Index Fund Investor Shares Vanguard · Mutual fund Index | $3.7M | 7.1% |
| Vanguard Long-Term Treasury Index Fund Vanguard · Mutual fund Index | $1.8M | 3.4% |
| Vanguard Intermediate-Term Investment-Grade Fund Investor Shares Vanguard · Mutual fund | $986K | 1.9% |
| Vanguard Long-Term Investment-Grade Fund Investor Shares Vanguard · Mutual fund | $940K | 1.8% |
| US Bank Money Market Manager not matched · Money market | $350K | 0.7% |
No lineup changes between the 2024 and 2025 filings.
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 7 by compensation.
| Provider | Compensation |
|---|---|
BENEFIT PROGRAMS ADMINISTRATION11+ years Service code 14 · EIN 13-2501278 Plan Administrator | $91,464 |
MERCER1 year Filed as: MERCER OCIO & INVESTMENT SOLUTIONS Service code 51 30 S 17TH ST 19TH FL · PHILADELPHIA, PA 19103 Investment Mgmt Fees | $90,515 |
MILLIMAN, INC.11+ years Filed as: MILLIMAN Service code 11 · EIN 91-0675641 Actuarial | $63,935 |
BROWNSTEIN RASK LLP11+ years Filed as: BROWNSTEIN RASK Service code 29 · EIN 93-0589000 Legal | $33,942 |
THE VANGUARD GROUP, INC.11+ years Filed as: VANGUARD ADVISORS Service code 51 · EIN 23-2811930 Investment Mgmt Fees | $30,000 |
MILLER KAPLAN ARASE LLP11+ years Service code 10 · EIN 95-2036255 Accounting | $23,200 |
US BANK9 years Filed as: U.S. BANK NA Service code 19 · EIN 31-0841368 Securities Custodian | $8,832 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
1 feature code on the 2025 filing.
1 actuary attachment on this filing.
| Actuary | Schedule | Enrollment number |
|---|---|---|
Noah Llanda Milliman, Inc. Schedule MB | Schedule MB |
Enrollment number, address and phone for each actuary are on Pro.
Addresses, phones and enrollment numbers are on Pro. Pro is free for 7 days and then costs $49 a month.
3 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025