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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,860 | $76,407-58.3% | $150,298-78.8% | $82,448-61.4% |
| Participation rate | 13.0% | 66.4%-53.4pp | 77.8%-64.7pp | 68.1%-55.0pp |
| Annual return | 16.76% | 39.99%-23.2pp | 62.79%-46.0pp | 41.64%-24.9pp |
| Employer contribution / active EE | $506 | $2,614-80.6% | $4,154-87.8% | $2,551-80.2% |
| Participant deferral / active EE | $1,046 | $3,214-67.4% | $5,453-80.8% | $4,139-74.7% |
| Admin fee / account holder | $15,454 | $6,352+143.3% | $14,116+9.5% | $7,234+113.6% |