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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,685 | $84,236-30.3% | $170,435-65.6% | $70,126-16.3% |
| Participation rate | 34.0% | 70.8%-36.9pp | 83.6%-49.6pp | 69.5%-35.6pp |
| Annual return | 14.08% | 23.06%-9.0pp | 205.94%-191.9pp | 73.15%-59.1pp |
| Employer contribution / active EE | $794 | $3,387-76.6% | $5,432-85.4% | $2,343-66.1% |
| Participant deferral / active EE | $1,626 | $3,086-47.3% | $4,939-67.1% | $3,332-51.2% |
| Admin fee / account holder | $4,302 | $5,698-24.5% | $13,881-69.0% | $4,645-7.4% |