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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,009 | $175,231-21.2% | $149,696-7.8% | $139,466-1.0% |
| Participation rate | 95.5% | 83.4%+12.1pp | 78.8%+16.7pp | 80.3%+15.1pp |
| Annual return | 13.43% | 166.77%-153.3pp | 134.46%-121.0pp | 373.66%-360.2pp |
| Employer contribution / active EE | $1,725 | $5,478-68.5% | $4,821-64.2% | $4,754-63.7% |
| Participant deferral / active EE | $2,129 | $6,521-67.3% | $5,682-62.5% | $6,712-68.3% |
| Admin fee / account holder | $5,833 | $16,155-63.9% | $13,212-55.9% | $11,409-48.9% |