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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,076 | $202,342-28.3% | $172,752-16.0% | $152,897-5.1% |
| Participation rate | 90.9% | 87.1%+3.9pp | 82.6%+8.3pp | 82.5%+8.5pp |
| Annual return | 19.77% | 1029.83%-1010.1pp | 802.97%-783.2pp | 345.43%-325.7pp |
| Employer contribution / active EE | $8,014 | $5,858+36.8% | $5,144+55.8% | $4,764+68.2% |
| Participant deferral / active EE | $2,898 | $5,948-51.3% | $5,198-44.2% | $5,851-50.5% |
| Admin fee / account holder | $3,681 | $17,111-78.5% | $13,955-73.6% | $11,599-68.3% |