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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,101 | $168,635-48.9% | $147,617-41.7% | $125,389-31.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.18% | 77.65%-77.5pp | 61.98%-61.8pp | 282.24%-282.1pp |
| Employer contribution / active EE | $7,495 | $6,252+19.9% | $5,564+34.7% | $4,866+54.0% |
| Participant deferral / active EE | $2,434 | $5,507-55.8% | $4,895-50.3% | $5,352-54.5% |
| Admin fee / account holder | $2,157 | $13,580-84.1% | $11,612-81.4% | $9,541-77.4% |