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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,611 | $95,383+23.3% | $185,837-36.7% | $85,856+37.0% |
| Participation rate | 90.9% | 68.8%+22.1pp | 81.7%+9.2pp | 69.3%+21.6pp |
| Annual return | 9.89% | 23.59%-13.7pp | 122.08%-112.2pp | 318.58%-308.7pp |
| Employer contribution / active EE | $5,215 | $3,313+57.4% | $5,168+0.9% | $2,565+103.3% |
| Participant deferral / active EE | $4,670 | $3,423+36.4% | $5,568-16.1% | $3,952+18.2% |
| Admin fee / account holder | $515 | $7,213-92.9% | $16,241-96.8% | $6,261-91.8% |