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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,774 | $77,908+51.2% | $149,696-21.3% | $75,173+56.7% |
| Participation rate | 89.7% | 65.6%+24.1pp | 78.8%+10.9pp | 67.2%+22.5pp |
| Annual return | 13.29% | 31.73%-18.4pp | 134.46%-121.2pp | 160.72%-147.4pp |
| Employer contribution / active EE | $5,593 | $3,138+78.2% | $4,821+16.0% | $2,671+109.4% |
| Participant deferral / active EE | $6,238 | $3,411+82.9% | $5,682+9.8% | $4,126+51.2% |
| Admin fee / account holder | $16,113 | $5,950+170.8% | $13,212+22.0% | $5,651+185.2% |