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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,651 | $75,832-38.5% | $147,617-68.4% | $59,633-21.8% |
| Participation rate | 90.9% | 71.6%+19.3pp | 84.6%+6.3pp | 68.7%+22.2pp |
| Annual return | -3.94% | 0.37%-4.3pp | 61.98%-65.9pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $1,976 | $3,485-43.3% | $5,564-64.5% | $2,203-10.3% |
| Participant deferral / active EE | $3,468 | $3,131+10.8% | $4,895-29.1% | $3,192+8.7% |
| Admin fee / account holder | $3,194 | $5,986-46.6% | $11,612-72.5% | $4,297-25.7% |