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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,763 | $165,912+152.4% | $122,342+242.3% | $147,585+183.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 15.51% | 34.55%-19.0pp | 30.28%-14.8pp | 578.56%-563.0pp |
| Employer contribution / active EE | $40,625 | $5,754+606.0% | $4,051+902.9% | $4,876+733.1% |
| Participant deferral / active EE | $16,375 | $4,005+308.8% | $3,287+398.1% | $5,439+201.1% |
| Admin fee / account holder | $4,518 | $7,424-39.1% | $5,478-17.5% | $10,885-58.5% |