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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,020,465 | $185,225+450.9% | $142,898+614.1% | $167,553+509.0% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 13.19% | 8558.12%-8544.9pp | 5639.64%-5626.4pp | 478.89%-465.7pp |
| Employer contribution / active EE | $41,875 | $5,607+646.8% | $4,146+910.1% | $4,840+765.3% |
| Participant deferral / active EE | $15,375 | $4,496+242.0% | $3,838+300.6% | $6,343+142.4% |
| Admin fee / account holder | $7,403 | $8,032-7.8% | $6,560+12.9% | $12,316-39.9% |